Save, Spend, or Donate? A Book About Managing Money


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This book is about a young brother and sister who need to make decisions on what to do with their allowance. They decide to divide their allowance into save, spend, and donate. Then the family goes to the bank to make a deposit in their savings accounts. Josie, the sister, asks if she can spend some of her savings. Her parents tell her know and explain how saving your money is important and what you can do with the money you have saved. At the store Sam, the brother, is able to buy a bigger toy because he had saved some of his allowance from previous weeks. Josie on the other hand asks to have an advance on next week’s allowance in order for her to be able to purchase a shirt. This gives her mom and opportunity to talk about credit. After they go shopping Sam and Josie start discussing what they should do with the “donate” money. When they are watching the evening news they saw an elderly couples house had caught fire and there was a fund accepting donations set up at the bank. They decide this is what they would like to do with the money they have to donate.

Economic Concepts

Grade Levels




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